Pre-Purchase Commitment Program

Our Pre-Purchase Commitment Program Just Got Stronger

1k-203px-heightAt HUNT Mortgage we recognize the fear and uncertainty of obtaining mortgage financing for both buyer and seller is not only a concern, but also has potential financial risk. That is why we developed a Pre-Purchase Commitment Program that allows you to apply before you find the home of your dreams. Many lenders offer various types of assurances such as pre-qualification certificates, etc.  HUNT Mortgage offers a fully underwritten commitment, subject only to collateral conditions.

To make it clear to our buyers and sellers that our pre-purchase commitment is the “real thing”, we are backing it with a $1,000 guaranty. If a buyer does not close on a transaction do to the mortgage “falling through” we will pay the seller $1,000. We want sellers to know and understand the difference when they are looking at an offer as opposed to an offer with a HUNT Mortgage Pre-Purchase Commitment.

Disclaimer: The guaranty is null and void if:  a) The property is not deemed acceptable collateral for the loan due to value and or condition; b) The buyer or seller willfully cancels the transaction; c) The buyer voluntarily terminates employment and or voluntarily divests assets prior to closing; d) The buyer takes out new credit after the pre-purchase commitment is issued; e) The seller is unable to deliver clear acceptable title;  f) Guaranty is only on owner occupied single family transactions; g) The transaction does not close due to a contract contingency not being met other than the mortgage financing;  h) Pre-purchase commitment was issued with maximum specific sale price and taxes, guaranty is void if either of these are exceeded; i) The contract closing is dated past the expiration of the pre-purchase commitment. Guaranty is only on pre-purchase commitments issued by HUNT Mortgage.

About the Program

PPCP_1

HUNT Mortgage is excited to offer the Pre-Purchase Commitment Program.  This unique and exclusive program from HUNT Mortgage has no cost, no obligation and offers peace of mind to both the buyer and the seller!  HUNT Mortgage truly brings the value of one-stop-shopping to all of our customers.  Unlike some of the larger lenders, HUNT Mortgage processes, underwrites and prepares all of our loans for closing right in house.

There is no cost or obligation with the pre-purchase program. Simply visit our web site at HUNTMortgage.com or call our office at (888)433-8373 to discover how you can apply for your own no cost, no obligation pre-purchase commitment that will allow you to shop for a home without worrying about getting approved for the financing. Buying a home is supposed to be the true American Dream. Difficulty navigating the maze of mortgage requirements and regulations can make it a nightmare. By obtaining your financing up front, you can truly enjoy the process of owning your dream home.

Program Benefits

PPCP_2  Mortgage Commitment

HUNT Mortgage will issue a complete mortgage commitment before you buy – your offer will be virtually “a done deal” and allow your offer to stand out from the crowd.  One of the biggest fears that a seller can have in accepting an offer is the risk the financing will fall through, leaving the seller with a great financial risk.  With the HUNT Mortgage pre-purchase commitment you remove that fear and give a seller every reason to take your offer.  Make yourself like a cash buyer and get a pre-purchase commitment letter from HUNT Mortgage.

The HUNT Mortgage pre-purchase commitment is a completely processed mortgage transaction except for the Sales Contract, appraisal and other related collateral documents.  Your offer will be a “done deal” giving both you and the seller peace of mind.  Other buyers will present offers that have certificates or letters from loan officers stating you have been pre-qualified, the HUNT Mortgage pre-purchase commitment takes it several steps further by having your entire loan file reviewed by a qualified underwriter that has the ability to approve your loan insuring that there are no last minute surprises that can make buying a home such a stressful process.

PPCP_2  Low Rate Guarantee

At HUNT Mortgage we are committed to insuring that our clients have the very lowest possible rate to fit their needs and circumstances.  For that reason, we are re-introducing the “new and improved” Low Rate Guarantee.  HUNT Mortgage will match or beat any competitors’ rate and/or closing costs. Certain restrictions apply to this guarantee.

PPCP_2  Peace of Mind

With a pre-purchase commitment from HUNT Mortgage you now have peace of mind knowing that your offer is virtually a “done deal”. Remove the stress and worry over financing up front and enjoy the home buying process.

Are you ready to join the Pre-Purchase Commitment Program?  We sure hope you are!